In most personal injury cases, an insurance company is responsible for paying compensation if a policyholder causes injuries to another person. An insurance adjuster for an at-fault party may contact you after an accident. It’s never a good idea to talk with an insurance agent before you talk with a lawyer about the accident.

Insurance companies are in business to make a profit. Their ultimate goal is to deny payment of a claim or minimize the amount of compensation they must pay you. They often try to use your own statements as the basis for denying or defending against a claim. When you have legal representation, your attorney handles all the communication with the insurance company.